Independent worker guides
Taxes and money for freelancers, made simple
Plain-English guides to 1099 forms, quarterly deadlines, and deductions for US freelancers and gig workers.
Featured guides
Start with the basics
What Is a 1099? A Plain-English Guide
A 1099 reports certain kinds of income. Here is what the form is, who sends it, and what to do when one arrives.
1099-NEC vs 1099-K vs 1099-MISC
Three common 1099 forms, three different purposes. Learn how to tell them apart on your own records.
How Quarterly Estimated Taxes Work
Quarterly estimates can feel confusing at first. Start with what you earned and what you may owe.
Browse by topic
Six core topics for independent work
Find the area you need, from deadlines and deductions to retirement planning.
Taxes & Deadlines
Key dates and quarterly payment timing.
Deductions
Business expenses that may apply to your work.
Filing & Paperwork
Forms, records, and how to keep them organized.
Tools & Software
Practical tools for tracking income and expenses.
Business Setup
Choosing a structure and getting started.
Insurance & Retirement
Protection and long-term savings for independent workers.
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Recently published guides
New explanations for freelancers and gig workers, updated as rules change.
What Is a 1099? A Plain-English Guide
Placeholder summary of the form, its purpose, and next steps.
1099-NEC vs 1099-K vs 1099-MISC
Placeholder summary comparing three common 1099 forms.
How Quarterly Estimated Taxes Work
Placeholder summary of quarterly payment timing and calculations.
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